![]() These templates are in a Microsoft Excel format for easy customization. Percent Of Income Spent In Each Category For The Year. ![]() Includes An Annual To Monthly Calculator (to break up annual payments into monthly payments).Summary Of % Of Income Remaining After Expenses And Savings.Summary Of % Of Income That Went To Expenses Budgeting is a skill that you can teach your children and one that they will need to learn in order to be financially successful.Using these two templates has helped me save over 50% of my income every month. I personally use this Monthly Budget template every month to track my spending combined with the Yearly Budget template to compare my progress from one month to the other. A budget will help you track your spending so you know where your money is going. If you want to improve your finances, the first thing you need to do is create a budget. You don’t have an emergency fund or you don’t know how much money you should have in your emergency fund.You always go over budget because you’re not prepared for unexpected expenses. To add a donut chart to your own template: Highlight the amounts and labels for the Expenses in row 4 and the balance in row 6.You have a hard time sticking to your budget.You don’t know what to do because you have irregular income.You need help deciding how much money to put in each budget category.You feel like you don’t have enough money to budget.Not knowing where to start when it comes to your budget.Do You Struggle With Any Of The Following?
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